States

Homeowners insurance costs vary a lot from state to state. Below you can see how much on average you can expect to pay for home coverage in your state.

Average Premiums for Home Insurance by State

State Average Homeowners Premium Rank (Highest to Lowest)
Alabama $1,323 8
Alaska $980 25
Arizona $724 44
Arkansas $1,183 14
California $966 26
Colorado $1,160 15
Connecticut $1,274 9
D.C. $1,150 17
Delaware $709 45
Florida $2,115 1
Georgia $1,044 22
Hawaii $953 27
Idaho $561 51
Illinois $938 29
Indiana $887 35
Iowa $832 40
Kansas $1,343 6
Kentucky $981 24
Louisiana $1,822 3
Maine $776 42
Maryland $904 33
Massachusetts $1,264 10
Michigan $839 39
Minnesota $1,222 11
Mississippi $1,395 5
Missouri $1,143 18
Montana $938 29
Nebraska $1,151 16
Nevada $687 46
New Hampshire $885 36
New Jersey $1,058 21
New Mexico $898 34
New York $1,213 13
North Dakota $1,078 20
North Carolina $1,008 23
Ohio $763 43
Oklahoma $1,654 4
Oregon $568 50
Pennsylvania $863 37
Rhode Island $1,334 7
South Carolina $1,214 12
South Dakota $915 31
Tennessee $1,090 19
Texas $1,837 2
Utah $609 49
Vermont $814 41
Virginia $911 32
Washington $676 47
West Virginia $844 38
Wisconsin $665 48
Wyoming $952 28
United States Average $1,096

Source: http://www.iii.org/fact-statistic/homeowners-and-renters-insurance

Find Your City